CrackPay

Send dollars like a text.

A dollar account that lives on your phone. You hold the money yourself — there is no bank in the middle and no company that can freeze you.

  1. 01Payments land in a second, and sending is free.
  2. 02Your face or fingerprint approves every payment.
  3. 03No seed phrase to write down or lose.

Works in your phone's browser. Nothing to download, and no card or bank account to connect.

The CrackPay home screen, showing a balance of $1,240.00 for the handle @sadiq, buttons to deposit and withdraw, and two recent payments.

Getting started

  1. 01

    Pick your handle

    Choose an @handle and save a passkey. That handle is the whole of what someone needs to pay you.

  2. 02

    Get your first dollars

    Someone pays you, you claim a KashLink you were sent, or you move dollars in from another wallet or exchange.

  3. 03

    Pay anyone

    Type an amount, approve it with your face or fingerprint, and it lands. There is no counter to watch.

Two people who have never used CrackPay can set up and pay each other in under a minute, on a phone browser. That is the bar the whole product is built to.

What you can do

Send to a handle

Type @sam and an amount. Nothing long to copy, nothing to paste wrong.

Get paid

Share a QR code, your handle, or a payment link. Money arrives whether or not the app is open.

Send as a link

KashLink sends money as a link, for someone who is not on CrackPay yet. One sent to you claims straight into your account.

A receipt for each one

Every payment in and out, grouped by day, with a receipt you can open months later.

Mini Apps

Small apps that run inside CrackPay and use your account, with the amount always shown before you approve.

Add it to your home screen

It installs from the browser, opens like any other app, and keeps working on a weak connection.

What it costs

Nothing comes off the amount you send.

The person you pay receives the figure you typed. CrackPay covers the network fee on every payment, so there is no fee line to read and no second balance to keep topped up for one.

Sending
Free
Receiving
Free
Keeping an account open
Free
Time to land
~1 sec

Who can move it

Only you. That is the whole design.

Your face, finger or PIN

The same unlock you already use on your phone approves each payment. There is no password to pick, forget or have stolen.

Nothing to write down

No seed phrase exists in CrackPay, at any point. The key stays on your device and syncs with your phone account.

We cannot touch your money

You hold your own account. CrackPay has no way to move your dollars, freeze them, or lose them on your behalf.

There is no recovery step to set up. Your passkey syncs with your phone account, so your face signs you back in on a new phone. Signing out only removes the account from that browser — your money stays where it is.

For developers

Put your app in front of a dollar account.

A Mini App is a web app that runs inside CrackPay and pays with the user's own account. Install the SDK and your app is connected the moment it loads — on Arc, with fees sponsored.

npm install @crackpay/miniapp-sdk
Read the docs

Open an account in under a minute.

Your handle and the unlock you already use. There is nothing else to set up.